Broker Check

Retirement Ready

Determining when you will retire is one of the hardest questions to answer.  The earlier you prepare, the better off you will be.  There are many elements to consider and our team of professionals is ready to help you navigate your retirement planning process.

What do you plan on doing in retirement?

  • Travel
  • Volunteer
  • Work part time
  • Start a new hobby
  • Begin a new career
  • Keep doing what I’m doing now
  • Other:

Have you determined your income sources? If you are relying on Social Security, inheritance funds and pensions, you should know your anticipated income for the future.

Do you know how much you will need for your basic livings expenses in retirement?  Create a budget of your routine expenses that will remain constant and develop your bucket list which may require additional funding to achieve.

Do you have a contingency plan if you need to leave the workforce sooner than planned, due to health issues, disability, or downsizing?  Unexpected events happen to all of us and it is best to be prepared for the unknown.  We can review your options for supplemental insurance and long term care plans.

Do you have your critical documents in order to ensure your wishes are carried out if something happens to you?  We can help you ensure your legacy with having the necessary documents in place.

  • Will/Trust Document
  • Living Will
  • Durable Power of Attorney
  • Beneficiary designations
  • Letter of intent
  • Healthcare Power of Attorney
  • Guardianship designations

Keep in mind there are several ways you can prepare for your retirement.  Our team of professionals will assist you with creating a retirement plan that meets your needs. 

For More Information Please Contact Us